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UOB Card
One card

Singapore’s most generous rebate card

The one and only card that gives you more when you spend.

  • Up to 5% cash rebate1 on all spend
    (up to 3.33% cash rebate for spend below S$2,000)
  • Up to 3.33% interest p.a.2 on your savings in UOB One Account
  • Up to 10% SMART$ rebate3 at over 900 participating merchants
  • Best fuel savings4 at Shell and SPC.
  • Apple Pay The new simple and secure way to make payments. Find out how.

Up to 5% cash rebate on all spend1

Including recurring bill payments.

If your UOB One Card statement date is the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cash rebate.

Minimum Monthly Spend for 3 Consecutive Months

S$500
S$2,000 & above
S$50
Cash Rebate

Higher interest rate of up to 3.33% p.a.2 on your savings

Earn higher interest on your UOB One Account savings with a min. S$500 spend every calendar month on your UOB One Card.

Account Balance in your UOB One Account First
S$10,000		 Next
S$20,000		 Next
S$20,000
Spend S$500
on your UOB One Card		 1% p.a. 1.5% p.a. 2% p.a.
Spend S$500
on your UOB One Card + Credit your salary or Perform 3 GIRO transactions 		1.5% p.a. 2% p.a. 3.33% p.a.

Additional Rebate with UOB SMART$ Rebate Programme

Get up to 10% instant SMART$ rebate3 which you can use to offset your next purchase at over 900 participating merchants like:

SMART Merchants Rebate
The Coffee Bean & Tea Leaf 10%
United Overseas Insurance 3%
BreadTalk 3%
EpiCentre 3%
Sephora 3%
SMART Merchants Rebate
Cathay Cineplexes 2%
Metro 2%
World of Sports 2%
AirAsia 1%
Cold Storage, Market Place, Jasons, Giant, Guardian 0.5%

Visit uob.com.sg/smart for the full list of merchants.

Best fuel savings4 at Shell and SPC

Visit uob.com.sg/fuelpower for more information.

Eligibility and Fees

Singaporean Citizens / PR
Foreigners

21 years old

Minimum Age

S$30,000

Minimum Income

S$40,000

Minimum Income

S$10,000

Fixed deposits     

S$10,000

Fixed deposits     

S$192.60

PRINCIPAL CARD ANNUAL FEE (First year card fee waiver)

OR

Fees are inclusive of Singapore’s prevailing Goods and Services Tax (GST)

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Terms & Conditions.

Singapore's Most Generous Rebate Card refers to the highest cash rebate of 5% based on a retail spend amount of S$2,000 per month for 3 consecutive months, in comparison to other banks cash rebate cards across Singapore as of 31 December 2016. Please note that exclusions apply.

1 Enjoy up to 3.33% cash rebate based on a spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300. Each qualifying quarter consists of 3 consecutive statement periods. Please refer to full set of UOB One Visa Credit Card Terms and Conditions.

2 Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend AND (a) min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debits in each calendar month.
Visit uob.com.sg/oneaccount for the full set of Terms and Conditions

Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.

3 Visit uob.com.sg/smart for the full list of merchants.

4 Visit uob.com.sg/fuelpower for more details.