Singapore’s most generous rebate card
The one and only card that gives you more when you spend.
- Up to 5% cash rebate1 on all spend
(up to 3.33% cash rebate for spend below S$2,000) - Up to 3.33% interest p.a.2 on your savings in UOB One Account
- Up to 10% SMART$ rebate3 at over 900 participating merchants
- Best fuel savings4 at Shell and SPC.
- The new simple and secure way to make payments. Find out how.
Up to 5% cash rebate on all spend1
Including recurring bill payments.
If your UOB One Card statement date is the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cash rebate.
Minimum Monthly Spend for 3 Consecutive Months
Cash Rebate
Higher interest rate of up to 3.33% p.a.2 on your savings
Earn higher interest on your UOB One Account savings with a min. S$500 spend every calendar month on your UOB One Card.
Account Balance in your UOB One Account | First
S$10,000 |
Next
S$20,000 |
Next
S$20,000 |
Spend S$500
on your UOB One Card |
1% p.a. | 1.5% p.a. | 2% p.a. |
Spend S$500
on your UOB One Card + Credit your salary or Perform 3 GIRO transactions |
1.5% p.a. | 2% p.a. | 3.33% p.a. |
Additional Rebate with UOB SMART$ Rebate Programme
Get up to 10% instant SMART$ rebate3 which you can use to offset your next purchase at over 900 participating merchants like:
SMART Merchants | Rebate |
The Coffee Bean & Tea Leaf | 10% |
United Overseas Insurance | 3% |
BreadTalk | 3% |
EpiCentre | 3% |
Sephora | 3% |
SMART Merchants | Rebate |
Cathay Cineplexes | 2% |
Metro | 2% |
World of Sports | 2% |
AirAsia | 1% |
Cold Storage, Market Place, Jasons, Giant, Guardian | 0.5% |
Visit uob.com.sg/smart for the full list of merchants.
Eligibility and Fees
21 years old
Minimum Age
S$30,000
Minimum Income
S$40,000
Minimum Income
S$10,000
Fixed deposits
S$10,000
Fixed deposits
S$192.60
PRINCIPAL CARD ANNUAL FEE (First year card fee waiver)
Fees are inclusive of Singapore’s prevailing Goods and Services Tax (GST)
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