
Limited Edition1
Singapore’s most generous2 rebate card
The one and only card that gives you more when you spend.
- Up to 5% cash rebate3 on all spend
- Up to 3.33% cash rebate3 for spend below S$2,000
- Up to 3.33% interest p.a.4 on your savings in UOB One Account
- Up to 23.1% at Caltex and 24% at SPC5
- Up to 20% SMART$ rebate at over 800 participating merchants
Apply now and get your limited edition card1 and up to S$80 cash credit6!
Up to 5% cash rebate on all spend3
Including recurring bill payments and 0% instalment payment plans.

If your UOB One Card statement date is the 15th of every month, a minimum of 3 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cash rebate.
Minimum Monthly Spend for 3 Consecutive Months
Cash Rebate
Higher interest rate of up to 3.33% p.a.4 on your savings
Earn higher interest on your UOB One Account savings with a min. S$500 spend every calendar month on your UOB One Card.
First
S$10,000 |
Next
S$20,000 |
Next
S$20,000 |
Above
S$50,000 |
|
Spend S$500
on your UOB One Card |
1% p.a. | 1.5% p.a. | 2% p.a. | 0.05% p.a. |
Spend S$500
on your UOB One Card + Credit your salary or Perform 3 GIRO transactions |
1.5% p.a. | 2% p.a. | 3.33% p.a. | 0.05% p.a. |
Additional Rebate with UOB SMART$ Rebate Programme
Get up to 20% instant SMART$ rebate which you can use to offset your next purchase at over 800 participating merchants like:
SMART Merchants | Rebate |
Genufood Enzymes | 20% |
The Coffee Bean & Tea Leaf | 10% |
BreadTalk | 3% |
EpiCentre | 3% |
Sephora | 3% |
Cold Storage, Market place, Jasons, Giant | 0.5% |
SMART Merchants | Rebate |
Cathay Cineplexes | 2% |
Caltex | 2% |
World of Sports | 2% |
Metro | 2% |
United Overseas Insurance | 5% |
Guardian | 0.5% |
Visit uob.com.sg/smart for the full list of merchants.
Eligibility and Fees
21 years old
Minimum Age
S$30,000
Minimum Income
S$40,000
Minimum Income
S$10,000
Fixed deposits
S$10,000
Fixed deposits
S$128.40
PRINCIPAL CARD ANNUAL FEE (First year card fee waiver)
Fees are inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Not the card for you? One of these might suit you better
UOB Lady’s Platinum Card
The men don’t get it.
5X UNI$
5X UNI$
UOB Lady’s LuxePay Plan
UOB Lady's LuxePay Plan.
Shop for the shoes and bags you have always wanted with absolute financial freedom. With the UOB Lady’s LuxePay Plan, you can shop anywhere in Singapore, overseas and online, and convert any shoes and bag purchases worth S$500 or more into a 6 or 12-month instalment plan, absolutely free!

Eligibility and Fees
Exclusively for ladies.
21 Years old
Minimum Age
S$30,000
Minimum Income
S$40,000
Minimum Income
S$10,000
Fixed deposits
S$10,000
Fixed deposits
S$192.60
PRINCIPAL CARD ANNUAL FEE (First year card fee waiver)
Fees are inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Not the card for you? One of these might suit you better


Save up to S$600 per year
Merchants | Rebate | Monthly spend in a calendar month | Savings in SMART$
(1 SMART$ = S$1) |
Cold Storage/ Market Place/ Jasons/ Giant/ Guardian | 8% | S$500 | S$40.00 |
Purchases made via
|
3% | S$300 | S$9.00 |
Other spend
(E.g. Dining, Shopping, Petrol, Overseas, etc) |
0.3% | S$100 | $0.30 |
Total spend | S$900 | - | |
Monthly Savings | - | $49.30 | |
Yearly Savings | - | $591.60 |
Redeem your SMART$ instantly at over 800 merchant outlets island-wide including Cold Storage, Market Place, Jasons, Giant and Guardian.
Figures in the table are for illustration purpose only.
Earn up to 8% rebate
Find out your monthly SMART$ rebate based on your average monthly local spend.
Up to 8% rebate
when you shop at Cold Storage,
Marketplace, Jasons and more

S$0
Up to 3% rebate
For all contactless transaction* and selected recurring bills^

S$0
0.3% rebate
on all other spends
S$0
Rebate will be capped at 50 SMART$
per Cardmember.
*Valid for Visa payWave and NETS FlashPay Auto Top-up transactions
^Valid for Singtel, M1, Starhub, Pacnet, Prudential Insurance, United Overseas Insurance, Town Councils and SPH newspapers monthly recurring bills
Click here for details.
Eligibility and Fees
21 Years old
Minimum Age
S$30,000
Minimum Income
S$40,000
Minimum Income
S$10,000
Fixed deposits
S$10,000
Fixed deposits
S$85.60
PRINCIPAL CARD ANNUAL FEE (First year card fee waiver)
Fees are inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Not the card for you? One of these might suit you better