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You can apply for UOB CashPlus in any of the following ways:
- Fill up an online application form
- Download an application form (PDF: 1MB), complete and mail it back to us
- Visit any UOB Group Branch
- Call us 24-hour, toll-free at 1800 222 2121 for an application form to be sent to you
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You must be a Singapore Citizen or Permanent Resident between 21 and 55 years of age earning a minimum income of S$30,000 per annum.
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For salaried employees:
- A copy of both sides of your Identification Card, and
- Latest computerised payslip or
- CPF statements for the past 6 months or
- Latest Income Tax Notice of Assessment
For self employed applicants:
- A copy of both sides of your Identification Card, and
- Past two years' Income Tax Notice of Assessment
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A credit line of up to S$100,000 cash or twice your monthly income, whichever is lower, will be granted upon approval of application.
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Simply use your cheque book or the UOB ATM Card.
Credit balances in your UOB CashPlus account will be drawn down first before your credit line is utilised. And upon payment to your UOB CashPlus account, your credit line will be reinstated.
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Your UOB CashPlus monthly statement of account will be generated on the 18th
of every month to reflect all transactions, interest earnings or charges for
that month. You may also login to UOB
Personal Internet Banking at www.uob.com.sg for a record of your latest transactions and credit balances.
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All you need to do is send your relevant income document reflecting the increase
in your salary to the following address:
United Overseas Bank Limited
Personal Financial Services
Credit Approval & Support Department
Robinson Road P.O. Box 628
Singapore 901228
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Your UOB ATM Card is linked to your UOB CashPlus account. You can withdraw cash at local ATMs and at over 877,000 ATMs worldwide.
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In Singapore, the daily withdrawal limit at the ATM is S$3,000. Outside Singapore, the daily limit is the same in local currency or the withdrawal limit of the ATM used, whichever is lower.
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Cash withdrawal is absolutely free at all local UOB ATMs. For locally shared ATMs, the first two transactions of the month are free. Subsequent withdrawals are charged at S$0.30 each.
Cash withdrawals from UOB ATMs in Malaysia carry a service charge of S$2, while withdrawals from ATMs on the VISA Global ATM Network carry a nominal charge of S$5 per transaction.
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You should call our UOB Call Centre immediately 24-hour, toll-free at 1800 222 2121.
We will cancel your lost card, and issue you a new one. However, a S$20
replacement fee applies.
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No, as long as the amount issued is within your available credit limit.
There is a handling fee of S$40 for every returned cheque, and S$30 for each
stop cheque payment instruction.
For total peace of mind, you may check your current available balance simply by accessing your UOB CashPlus account via UOB Personal Internet Banking or phone banking.
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UOB will automatically mail you a new UOB CashPlus cheque book when you have
10 cheques remaining in your cheque book. If you would like to request for a
new cheque book, just visit your nearest UOB
Group Branch. You may also use our phone banking service to request for one.
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You should call our 24-hour UOB Call Centre at 1800 222 2121
immediately to place a stop payment on your cheque(s) so as to prevent
fraudulent use, and arrange for an immediate replacement of your
cheque book. Please note that a service charge of S$30 will be levied.
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Interest is calculated daily by multiplying the daily outstanding balance by
the annual rate that is divided by 365 days. The total interest will be reflected
in your monthly Statement of Account.
Interest will continue to incur until repayment of the full amount into the
UOB CashPlus account. Kindly note a minimum interest charge of S$5 per month
applies.
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You may choose to service only the minimum amount payable stated in your monthly
Statement of Account. The minimum sum payable is calculated based on the following
table:
| Outstanding Amount |
Minimum Sum Payable |
| Less than S$30 |
No payment required |
| S$30 - S$1,000 |
S$30 |
| More than S$1,000 |
3% of outstanding amount plus excess if applicable |
Kindly make your payment in Singapore dollars.
If you wish to check the exact outstanding amount payable, you may call us
at 24-hour, toll-free at 1800 222 2121. Our friendly customer service officers
will be happy to assist you.
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With UOB CashPlus, you have the flexibility of paying:
- By cheque - You may send it together with the payment advice slip found
in your monthly Statement of Account, or drop it in the Cheque Deposit Box
found in any UOB Group Branch.
- By cash - You may make your cash payment at any UOB Group Branch or Cash
Deposit ATM.
- By phone - You may use our phone banking service to make a funds transfer
from your other UOB accounts.
- Online - You may make a funds transfer by logging on to UOB Personal Internet
Banking at www.uobgroup.com. If the
minimum sum is not received by the payment due date as stated in your monthly
Statement of Account, a late fee of S$60 will apply.
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UOB CashPlus not only provides you cash when you need it, it pays you
daily interest on credit balances in the account.
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Interest is calculated daily by multiplying the daily credit balance by the
annual rate over 365 days, and the total interest earned will be reflected
in your Statement of Account.
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Simply use your UOB ATM Card or cheque book.
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With our 24-hour phone
banking service, you may perform a variety of banking transactions such
as:
- Check on your account balance
- Transfer funds between your linked UOB accounts and 3rd party UOB accounts
- Request for a Statement Of Account
- Enquire on your cheque status
- Request for a new cheque book
- Stop payment on your cheque
- Enquire about your account transactions
- Change your phone banking Access Code and PIN
- Find out about the latest promotions on UOB products and services
- Request fax-on-demand on UOB products and services.
Alternatively, you may like to speak to our friendly customer service officer
for assistance.
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Log on to www.uobgroup.com with your UOB Personal Internet Banking Username and Password.
You may carry out the following transactions:
- View your latest transactions and credit balance
- Make immediate and scheduled funds transfer up to two years, within your
own accounts, to third party accounts and other bank accounts
- Make immediate and scheduled bill payments up to two years, to over 80 billing
organisations (SingTel, M1, StarHub, SingPower, Town Councils, Country Clubs
etc)
- Enquire about your cheque payments
- Stop cheque payment
- Redeem UNI$ from our online Rewards Plus Catalogue...and many
more
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