UOB Credit Cards Personal Loan

Overview

Exercise more control over your finances with fixed monthly repayments with UOB Credit Cards Personal Loan. With one of the lowest rates in town, you can choose any amounts of extra cash you need (within the available balance in your UOB Cards account) and opt to repay your loan in fixed monthly instalments over a period of 12 to 60 months.

UOB Credit Cards Personal Loan interest rates start from as low as 5.88% p.a., with a one-time processing fee.

Tenure
(months)
Processing Fee*
(%)
Published
Interest Rate
(% p.a)
Effective
Interest Rate
(% p.a)
12
2.5
5.88%
15.44
24
5.88%
13.44
36
7.88%
16.11
48
7.88%
15.52
60
7.88%
15.06

The Effective Interest rate (EIR) is the actual rate incurred for using the loan facility, taking into account total charges and the way repayment is made.

Calculator

Calculate your savings with UOB Credit Cards Personal Loan Calculator!
 

New UOB CashPlus accountholder as at 1 January 2012 onwards
Existing UOB CashPlus accountholder as at 31 December 2011
Loan Amount
S$
Loan Tenor
1 Year
2 Year
3 Year
4 Year
5 Year
Note: A one-time processing fee applies. Disbursement will be net of processing fee.

Apply Now

  • Complete the application form and mail it back to us today! Promotion is valid till limited period only.
  • Via SMS
    • Type Loan<space>NRIC<space>Name,
      e.g. Loan S7654321Z John
    • Send the SMS to 77862
      (You will receive a call from us within three working days to confirm receipt of your application.)

More Information

Each application is suject to a minimum loan of S$500. The disbursed amount will be nett of the processing fee of the approved loan amount. For full terms and conditions, please click here.

With effect from 1 February 2013, Credit Cards Instalment Loan has been renamed to Credit Cards Personal Loan. The terms and conditions governing Credit Cards Personal Loan will apply to Credit Cards Instalment Loan.

Useful Information