How to earn higher interests up to 3.33% p.a.^

Action 1: Spend at least S$500 on your UOB One Card / UOB Direct Visa Debit Card monthly.

What constitutes as spend?
All Visa transactions in the calendar month, which also includes:

• All Visa retail spend on your card
• Recurring payments.
• Installment Payment Plan (IPP) - Not applicable for UOB Direct Visa Debit Card

In addition, you can get cash rebate up to 3.33% on all local spend on your UOB One Card and up to 2% on overseas spend (in addition to your bonus rates). All while enjoying UOB card privileges.

More about the UOB One Card here.
More about UOB Direct Visa Debit Card here.

Action 2: By crediting your salary (min S$2,000) monthly to your UOB One Account

• You need to credit your salary (minimum of S$2,000) to your UOB One Account
• Only valid for salary credited through GIRO with the transaction reference "SALA"
• To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
• Bonus interest is paid on the Monthly Average Balance^# at month end

Action 2: By making 3 GIRO debit transactions monthly from your UOB One Account

• You need to make 3 GIRO debit transactions payable to any participating billing organisation with the bank, within the calendar month
• You can use the GIRO form to facilitate your GIRO instructions. Download it here.
• Bonus interest is paid on the Monthly Average Balance^# at month end

^#Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.