You'll Love

  • No restrictions on the choice of vehicle workshop
    in the event of accident.
  • Mobile Accident Response Service (MARS) provides
    you with on-site assistance at accident scene.
  • Low excess1 of $500 (own damage).
    One of the lowest in the market!


No restrictions on vehicle workshop

No restrictions on the choice of vehicle workshop in the event of accident.

On-site assistance at accident scene

Mobile Accident Response Service (MARS) provides you with on-site assistance at accident scene.

Low excess1

Low excess1 of S$500 (own damage). One of the lowest in the market!

Additional Benefits

0% Installment Payment Plan2 of 6 or 12 months of your choice.
Earn SMART$3 to redeem attractive rewards.
No additional premium required for no-claim discount protector (for drivers with 50% no-claim discount).
Up to S$500 medical expense benefit entitled per person per accident, for both driver and each passenger's bodily injury sustained.
Up to S$25,000 for the insured under the enhanced personal accident coverage.
Unlimited windscreen coverage (including sunroof) with only S$100 excess1 per claim. No claim discount shall not be affected for such damage.
Claims-related accident towing at your convenience.
24-hour Emergency assistance hotline in the event of accident4 in Singapore, West Malaysia or 50 miles off Thailand.
24-hour claims procedure enquiries assistance service to make accident e-filing a hassle-free process.
Loss of use benefit - In the event of an accident4, insured will be entitled a daily transport allowance of S$50 (up to a maximum of 5 days during the entire period of insurance) while the vehicle is being repaired.
Variation of Policy Excess allows the insured to increase their policy excess in exchange for a premium saving (and vice versa). Reduction of policy excess is only applicable for selected models and insured profiles.
In – car camera discount - Insured will be entitled to a premium discount if a front car camera is installed in their vehicle which records continual video footages of their journey.
2 Year Plan allows a lock in on current premium by purchasing a 2 year period of insurance to enjoy savings.



Full market value reimbursement of vehicle in the event of a total loss due to theft or severe damage Comprehensive Cover

Coverage Comprehensive
Accidental death or injury to other parties
Accidental damage to other parties' property
Your vehicle being damaged by Fire or stolen
Accidental damage to your vehicle
Medical Expenses sustained by Insured or Authorised Driver or any passenger of the Insured vehicle as the direct and immediate result of an accident to the Insured vehicle Up to S$500
Personal Accident Insurance to Insured Up to S$25,000
Unlimited Windscreen damage including sunroof (Excess: S$100 each & every loss)
Legal liability of passenger for acts of negligence
Damage to your vehicle caused by flood, typhoon, hurricane, volcanic eruption or other convulsion of nature
Damage to your vehicle caused by riot, strike and civil commotion
Loss of Use Benefit (Cash Allowance of $50 per day up to 5 days)

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1An excess is the first amount payable by the insured in the event of a loss.
2Applicable for payments made using UOB credit cards only.
3Not applicable for 0% Instalment Payment Plan.
4Geographical Area of coverage: West Malaysia, the Republic of Singapore and that part of Thailand within 50 miles of the border between Thailand and West Malaysia.

The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy and will be sent to you upon acceptance of your application by United Overseas Insurance Limited ("UOI"). You may wish to seek advice from a qualified adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether this product is suitable for you. United Overseas Bank Limited ("UOB") does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products and services stated herein are provided by UOI.

United Overseas Bank Limited Co. Reg. No.193500026Z
United Overseas Insurance Limited Co. Reg. No. 197100152R