PRUsave Privilege Accelerator

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Every person wants peace of mind that financial security brings.  Whatever your financial goals, you may need a plan that can help grow your savings.

The PRUsave Privilege Accelerator is an endowment plan to potentially help you realize your savings goals. With a 3-year premium payment term for a 10-year maturity period, PRUsave Privilege Accelerator helps you diversify and secure your savings while you are able, thus easing your financial commitments in later years.


How it works

How PRUsave Privilege Accelerator works:
A package plan comprising PRUsave Privilege and Premium Accelerator, PRUsave Privilege Accelerator is a fixed 10-year term policy with premium payments only for the first 3 years. This allows you to save for the future as you pay off your premiums early while your propensity to earn is still strong.

The diagram below illustrates your policy’s premium payment and the maturity benefit expected at the end of the 10-year period.

Mr. Tan (aged 35 on his next birthday, non-smoker) would like to start saving to prepare for important milestones in life such as saving for his retirement. He would like to set aside approximately $50,000 per annum for 3 consecutive years, so that he can receive the maturity proceeds for his future retirement.

Annual Premium
Payable For
Policy Term
Total Premiums Paid
Maturity Amount5
3 years
10 years


To find out more, speak to a UOB Relationship Manager today.

Download PRUsave Privilege Accelerate brochure here.

More Information


1"Policy Anniversary" is the anniversary of the first premium due date of the policy.
2Any death benefit/maturity payment will less any outstanding amounts owed to Prudential in connection with the policy.
3Face Value is a notional value used to determine the Reversionary Bonuses (non-guaranteed), the Maturity Benefit and the Death Benefit. It is not the sum assured of the policy.
4Bonuses are not guaranteed and will vary according to the future experience of the participating fund, which PRUsave Privilege is written out of.
5The illustrated values use bonus rates assuming a projected investment rate of 5.25% p.a.. As bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund.

Important Notice and Disclaimers:
Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This marketing material is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above product. Acceptance of the proposal is subject to underwriting. The precise terms and conditions of the above product are specified in the respective policy documents. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser with regard to your specific investment objectives, financial situation and any of your particular needs before making a commitment to purchase this product. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether this product is suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail. United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited. This material is not required to be reviewed or endorsed by the Monetary Authority of Singapore.

United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited. Reg. No. 199002477Z
Information is correct as at 3 May 2012.

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