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Expand your horizon. Have the time of your life. Splash out on a new wardrobe. Or use the cash to take care of your bills. UOB Personal Loan – the cash you need, with the control you want.
Instalment is fixed every month so you have greater control when managing your money. Plus, repayment is affordable - from as low as S$2# a day.
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Up to twice your monthly income or S$100,000 cash, whichever is lower, to use as you please.
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When you pick either a four-year or a five-year loan, you pay no interest at all for the first year!
For a one-year, two-year and three-year loan, the effective interest rate is at 9.99% p.a., 13.99% p.a. and 15.99% p.a. respectively. For a four-year and five-year loan, the effective interest rate is at 13.60% p.a. and 15.19% p.a. respectively.
A one-time processing fee of 4% applies. Disbursement will be net of the processing fee.
Other conditions apply.
Interest Rate Per Annum |
Loan Tenor |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
1 year |
9.99% |
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2 years |
13.99% |
13.99% |
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3 years |
15.99% |
15.99% |
15.99% |
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4 years |
0% |
23.99% |
23.99% |
23.99% |
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5 years |
0% |
23.99% |
23.99% |
23.99% |
23.99% |
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We know that when you want more cash, you want it fast. So we have specially selected 11 dedicated branches to serve you better. To enjoy 24-hour approval+, just drop your completed application form with all supporting documents into the UOB Personal Loan drop boxes at any of these branches:
Admiralty |
Shenton Way |
Bedok Central |
Tampines |
Clementi |
Toa Payoh |
Jurong East Central |
UOB Plaza 1 |
New Bridge Road |
VivoCity |
Orchard |
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You have a choice of loan plans from one up to five years.
Instalment is fixed every month so you have greater control when managing your money. Plus, repayment is affordable – from as low as S$2# a day.
Loan Tenor |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
1 year |
S$352 |
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2 years |
S$192 |
S$192 |
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3 years |
S$141 |
S$141 |
S$141 |
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4 years |
S$83 |
S$118 |
S$118 |
S$118 |
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5 years |
S$67 |
S$104 |
S$104 |
S$104 |
S$104 |
The above is for illustration purposes. Monthly instalment is calculated based on a loan amount of S$4,000 and figures are rounded off to the nearest dollars.
For loan calculation, please use the loan calculator
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You must be a Singapore Citizen or Singapore Permanent Resident and between 21 and 55 years old |
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A minimum annual income of S$30,000 |
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Existing customers with CashPlus or Overdraft facilities will not be eligible |
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