UOB CashPlus Personal Loan

United Overseas Bank
Get rewarded with UOB CashPlus Personal Loan
Existing UOB CashPlus holder?

Overview

UOB CashPlus Personal Loan gives you extra cash and rewards you at the same time.

With one of the lowest rates in town, you can now enjoy the extra cash and repay in affordable monthly repayment amount over a period of 12 to 60 months.

UOB CashPlus Personal Loan Rates and Tenors

For approval loan amount of S$10,000 and above
Loan Tenor
(months)
Processing Fee
(%)
Flat Rates
(%)
Effective
Interest Rates
(% p.a)
12
1.5
7.60
16.60
24
15.49
36
14.92
48
14.49
60
14.15


For approval loan amount of less than S$10,000
Loan Tenor
(months)
Processing Fee
(%)
Flat Rates
(%)
Effective
Interest Rates
(% p.a)
12
1.8
8.00
17.88
24
16.51
36
15.82
48
15.33
60
14.93

Note: The Effective Interest Rate (EIR) is the actual rate incurred for using the loan facility, taking into account of the total charges and the way the repayment is made. Thereafter, the prevailing interest rate will apply. The disbursed amount will be nett of the processing fee of the approved loan amount.

Terms and Conditions Governing UOB CashPlus Personal Loan applies.

^ All applicants must be existing UOB CashPlus account holders. Please note that the UOB CashPlus Personal Loan is not applicable to those enjoying promotional interest rates on their UOB CashPlus accounts.
In addition to the above, please click here for full set of the terms and conditions governing UOB CashPlus.
With effect from 1 October 2012, CashPlus Instalment Loan has been renamed to CashPlus Personal Loan. The terms and conditions governing CashPlus Personal Loan will apply to CashPlus Instalment Loan.

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Promotions New

There's never a better time to apply for UOB CashPlus Personal Loan.

Receive one of the following gifts that can be yours with Personal Loan:

UOB Promotions

S$200 Dairy Farm Gift Vouchers
Minimum S$10,000 approved loan
S$80 Dairy Farm Gift Vouchers
Minimum S$5,000 approved loan

*Terms and conditions

Terms and conditions:
The first 150 successful applicants for each minimum approved tiers (ie. a minimum approved loan amount of S$5,000 or S$10,000 respectively) over a minimum loan tenor of 24 months from 1 April 2015 till 30 June 2015 who applied for a UOB CashPlus and/or Credit Cards Personal Loan and had their loans approved, will each be entitled to receive a Gift (either (a) S$80 Dairy Farm Gift Vouchers for a minimum approved loan amount of S$5,000; or (b) S$200 Dairy Farm Gift Vouchers for a minimum approved loan amount of S$10,000, while stocks last. The Dairy Farm Gift Vouchers will be sent to the successful applicant within 2 months after disbursement of the loan. Limited to 1 Gift per successful applicant only. The Dairy Farm Gift Vouchers are valid at Cold Storage, Market Place, Jasons, Giant, Guardian and 7-Eleven. This promotion is not valid with other promotions or offers. UOB reserves the right to charge the stated value of the Gift to the successful applicant should the UOB CashPlus and/or Credit Cards Personal Loan be cancelled or prepaid within 24 months from the date of the application. Any entitlement to the Gift is determined by UOB at its absolute discretion and UOB may change these terms and conditions at any time without notice.

*Same day loan approval and cash disbursement service is available to Singapore citizens and Singapore Permanent Residents but this service is only applicable to existing UOB CashPlus customers. The UOB CashPlus personal loan application form needs to be completed in full and received by UOB before 1.00pm between Mondays to Fridays, excluding public holidays. If the application is approved, the approved loan amount will be disbursed to your designated UOB account by the end of the same day.

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ELIGIBILITY

Requirements

  • UOB CashPlus Personal Loan is only applicable to existing UOB CashPlus account holders
  • Aged 21 to 60 years old
  • Earning a minimum annual income of S$30,000

Not a UOB customer?
No worries, we are here for you too. Submit your contact details here, our bank officer will call you within the next working day to help you with your UOB CashPlus Personal Loan application.

APPLY NOW

Be the first 150 customers# to apply and receive one of these attractive gifts:
UOB Promotions

S$200 Dairy Farm Gift Vouchers
Minimum S$10,000 approved loan
S$80 Dairy Farm Gift Vouchers
Minimum S$5,000 approved loan
#Applicable for the first 150 successful applicants for each min. approved loan tier.
 
  • Apply online

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    Or have someone to contact you

     

    UOB CashPlus Personal Loan Application


    Leave your contact details for us to contact you.

  • Via SMS

    SMS CPIL<space>NRIC<space>Name to 77862.
    Example, SMS CPIL S7654321Z John to 77862.

Get extra cash now!
 

More Information

Each application is subject to a minimum loan of S$1,000. The disbursed amount will be nett of the processing fee of the approved loan amount. For full terms and conditions, please click here.

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