• The only award-winning savings account that gives you 15 times* more interest!

 
That's up to 1% p.a.1 on your savings with the UOB Stash Account®.

How Stash Works

With the award-winning UOB Stash Account®, you can accumulate even more savings.
UP TO 1% P.A.Bonus Interestup to 0.95% p.a.Base Interest0.05% p.a.
Earn up to 1% p.a. interest1 on your Monthly Average Balance (MAB) when you:
• Maintain or increase your MAB compared to the previous month
• Maintain a MAB above S$10,000
Account Balance in your
UOB Stash Account®
Base Interest+
(p.a.)
Bonus Interest^
(p.a.)
Total Interest
(p.a.)
1st S$10,000 0.05% p.a. - 0.05% p.a.
Next S$40,000 0.05% p.a. 0.75% p.a. 0.80% p.a.
Next S$50,000 0.05% p.a. 0.95% p.a. 1.00% p.a.
Above S$100,000 0.05% p.a. - 0.05% p.a.
+Base Interest is calculated based on each day-end balance in the UOB Stash Account®.
^Bonus Interest is calculated based on the Monthly Average Balance.
1Maximum effective interest rate (EIR) on the UOB Stash Account® is 0.83% p.a. (at S$100,000 Monthly Average Balance) or 0.65% p.a. (at S$50,000 Monthly Average Balance), provided that: (a) the customer maintains a Monthly Average Balance above S$10,000; (b) the customer's Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month; and (c) the Monthly Average Balance which is eligible to earn Bonus Interest is capped at S$100,000. UOB Stash Account® Terms and Conditions apply.
Learn how much interest you can earn when you simply maintain or increase your Monthly Average Balance, as compared to the previous month.
Input your MAB by adjusting the sliders or typing them in the fields manually.
 
Your Monthly Average Balance (MAB)
Start earning 1% p.a. interest after S$50k
Start earning bonus interest above S$10K
Total Interest Earned
Interest Amount Earned
 
 
 
 
Total Interest Earned
Interest Amount Earned
 
Aug
(Account Opened)
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
Total Interest Amount Earned (p.a.) = S$50.00
 
 
 
 
 
 
S$10k

S$50k

Start earning 1% p.a. interest after S$50k
Start earning bonus interest above S$10K
This is for illustration purpose only, and is not indicative of the total interest you may earn on your savings in UOB Stash Account®.

Who is Stash  For

Steady Saver
You make it a habit to save regularly, to grow a steady stream of income for times to come.
Rainy Day Saver
You plan ahead and save to ensure you have a security blanket for the future.
Extra Cash Saver
You save as and when you have any extra cash or lump sums from your bonuses or investments.

UOB Stash Account®

With the award-winning UOB Stash Account®, you can accumulate even more savings with up to 1% p.a. interest1, simply by maintaining or increasing your previous month's Monthly Average Balance.
Eligibility
  • • Minimum 15 years old
  • • Singapore Citizen/​Permanent Resident/​Foreigner
  • • Initial deposit of S$1,000 to open account
Account Fees
  • • Fall-below-fee of S$2 per month
    (below S$1,000 balance)
  • • Early account closure fee of S$30
    (within 6 months from opening)
Learn more about account fees and charges.
Apply online and receive S$36 worth of Grab vouchers2, plus a chance to own an Apple Watch Series 3 (worth S$648)3.
For Singaporeans and PRs: Now made simpler with MyInfo, a government digital service to open an account without document upload.
For Foreigners and U.S. Persons: Please proceed to any UOB branch for application.
Apply online and receive S$36 worth of Grab vouchers2, plus a chance to own an Apple Watch Series 3 (worth S$648)3.