Privilege Reserve
Wealth Solutions
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Preserve your wealth and enjoy preferential interest rates on your savings.
Privilege Account1,2 is an exclusive savings and chequeing account that rewards you with higher interest rates than the average account. Premium interest rates are based on the total value of deposits and investments2 with us.
Global Currency Premium Account provides you with the option of having a savings account in major foreign currencies, such as the United States Dollar, Australian Dollar, New Zealand Dollar, Euro, Great British Pound, Canadian Dollar, Japanese Yen and Chinese Renminbi (Offshore).
Singapore Dollar2 or Foreign Currency Fixed Deposits offer you higher interest rates as compared to regular savings accounts.

Potentially capitalise on market opportunities and/or stabilise your portfolio through diversification.
Equity-Linked Structures allow investors to potentially capitalise on share price movements which can be made in equities across global markets.
FX Access is a suite of foreign currency solutions for your education, property, trading and investment needs.
Structured Deposit2 guarantees your principal if you hold your investment to maturity. There's also potential for earning higher interest rates.
Unit Trusts are collective investments managed by various third party fund houses, including UOB Asset Management. You can choose a fund that best suit your investment objectives, financial situation, particular needs and risk appetite.

Preserve your wealth with comprehensive estate planning solutions suited for legacy palnning and protection for you and your family.
PRULife Vantage Achiever II3 is a SGD single premium, whole life plan for lifelong financial protection against Death and Terminal Illness. It may be an ideal estate planning tool that can double up as a conservative investment tool.


Take advantage of a world of opportunities with our suite of loan financing solutions to enhance your property investment portfolio.
Unit Trust Leverage Facility – Maximise your Unit Trust investment returns by leveraging against a basket of approved4 Unit Trusts. With our Unit Trust Leverage Facility, you can pledge your existing marginable unit trusts and increase your investment power to take advantage of an investment opportunity.
Insurance Financing – Tap on our Premium Financing to partially fund up to 70% of your insurance premiums of your Universal Life and other Life Policies. You can avoid the full premium outlay and maintain your cash liquidity for other investment needs.
Bond Financing – With Bond Financing, you can obtain additional liquidity for your investments or personal needs without having to sell your existing bond securities. With a multi-currency revolving term loan, you can better manage your cost of carry while earning the regular income from your current holdings.
Portfolio Financing – Portfolio Financing offers you the option to multiply your investment power by borrowing against your investment portfolio5. Enjoy the flexibility of establishing multiple revolving short term loans in various currencies to invest into a wide range of investment products with us.
Property Financial Services – Whether it is a new or resale property, enjoy complimentary financing advice and customised financing packages suited to your needs.
International Property Loans – Diversifying your property investment portfolio in Singapore, Malaysia, Thailand, Tokyo, Australia or London is now easier. At UOB, you can be assured your financing needs will be taken care of within Singapore, at your absolute convenience.
Property Equity Financing – Capitalise on your existing property by unlocking its value. Mortgage it as collateral to enjoy extra credit facilities.
Currency Deposit Leverage Facility – Enjoy an opportunity to potentially increase your yields from foreign exchange and interest rate movements. Take up a multi-currency revolving term loan which offers you the option to multiply your investment power by leveraging on your collateral deposit value and having greater flexibility to invest in foreign currency denominated products.


Terms and conditions:

1. Deposits and investments including savings, current and fixed deposit accounts, structured deposits, unit trusts, securities, bonds and notes (or such other deposits and investments as UOB may decide from time to time) but exclude shares trading accounts, linked to UOB Privilege Account.

2. Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

3. Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This marketing material is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above product. Acceptance of the proposal is subject to underwriting. The precise terms and conditions of the above product are specified in the policy. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether this product is suitable for you.

4. Bank's approved List on Unit Trust may change from time to time.

5. Your Investment portfolio may include Deposits, Unit Trust, Bonds, Structured products and Shares.

This publication shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein.

Policy Owners' Protection Scheme:
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC websites ( or

Live the Privileged Life

What's New

We have updated the Terms
and Conditions for the use of
lounges and meeting rooms
located at the UOB Privilege
Banking Centres and the UOB
Privilege Reserve Suites in

Share your Privilege experience
and be rewarded with up to
S$1,000 in cash credit.
Terms and conditions apply.