You've spent your life accumulating your wealth.

It is now time to unlock the potential of your wealth not just by preserving your capital, but also plan to transfer it in the most efficient way to the people that matter most to you.
You can do so through 3 simple solutions - Multiply, Safeguard and Distribute.

Multiply what you can leave behind for your loved ones

Mr Chan, 45, is a proud father of two daughters who are studying in universities under full scholarship. With most of his financial commitments being taken care of, he would like to go into semi-retirement and travel more often with his wife while they are still young and able.

However, in order to fulill his dreams, Mr Chan wants to make sure that his family is well taken care of and his semi-retirement will not be at the cost of depleting the savings set aside for his family's future needs.

UOB's solution for Mr Chan

With proper planning, Mr Chan can multiply S$364k cash into S$1.5 mil worth of protection for his family, and at the same time enjoy his life the way he wants.

*Insurance premium quoted is based on PruLife Vantage Achiever II (SGD) for Male, Age 45 and Non-smoker. Figures provided above are for illustrative purposes only. Policy terms and conditions apply.

Suitable for:

Individuals looking to create additional estate to leave behind for their dependants, without having to compromise on their current and desired future lifestyle.

Safeguard your estate and investments against market fluctuations

Mr Wong, 50, is a savvy investor who actively seeks out investments that can potentially give him higher returns. However, investments with higher potential returns generally come with greater downside risks. He currently allocates one-third of his overall portfolio for investments.

Mr Wong is well aware that he needs to set aside some safety funds for his family in case of unforeseen circumstances. As his portfolio needs to be actively managed, it may be wiped out during market fluctuations when he is no longer around.

UOB's solution for Mr Wong

Mr Wong can safeguard the funds he wants to set aside for his loved ones without worrying about his future investment portfolio value.

*Insurance premium quoted is based on PruLife Vantage Achiever II (SGD) for Male, Age 50 and Non-smoker. Figures provided above are for illustrative purposes only. Policy terms and conditions apply.

Suitable for:

Individuals who wish to provide additional protection for their family, without having to liquidate existing assets during times of unforeseen circumstances.

Distribute your assets equally among loved ones without having to liquidate

Mr Tan, 50, has two children at different stages of their lives – the elder one is studying in University and the younger child in secondary school.

After a recent scare during his holiday, Mr Tan has come to realise that he needs to take steps to ensure a fair distribution of his assets between his two children, in the event of unforeseen circumstances.

UOB's solution for Mr Tan

Through proper legacy planning, Mr Tan's estate can be evenly distributed among his two children without having to liquidate his asset holdings.

*Insurance premium quoted is based on PruLife Vantage Achiever II (SGD) for Male, Age 50 and Non-smoker. Figures provided above are for illustrative purposes only. Policy terms and conditions apply.

Suitable for:

Individuals with portfolios of diverse asset types (Investments, Properties, Business, Cash etc.)

	Call our 24-hour UOB Wealth Banking Hotline at 1800 222 1881 (Singapore) or +65 6222 1881 (overseas)

	Speak to your UOB Relationship Manager

IMPORTANT NOTICE AND DISCLAIMERS

Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience. This marketing material is solely for use in Singapore and for reference only and is not a contract of assurance nor is it intended as an offer, solicitation or recommendation with respect to the purchase or sale of the products stated herein. The precise terms and conditions, specific details and exclusions applicable to the products stated herein are specified in the respective policy documents. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You are recommended to read the policy documents and to seek advice from a financial adviser with regards to your specific investment objectives, financial situation and any of your particular needs before making a commitment to purchase any insurance products. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether any of the insurance products is/are suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail. United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.

These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

United Overseas Bank Limited Co. Reg. No. 193500026Z